Paterson Mortgages & Loan Information Types of Government Loans and Programs
State and Local Loan Programs: A number of states sponsor programs
to help first-time home buyers qualify for mortgages. Local housing
agencies also offer, in some areas, attractive loan terms, such as low
down payments or low interest rates, to home buyers who meet specified
income guidelines. Some state and local programs may also offer down
payment and closing cost assistance. Check with your state housing authority.
You can find the office nearest you online or look in the government
"blue pages" of your phone book.
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